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  • Suzanne Noble

Housing Benefit Claimant, Bedroom Tax & Taking in a Lodger

Removal of Spare Room Subsidy Since April 2013 there have been new rules in Housing Benefit for working-age people living in social housing. Pensioners aren’t affected by this change.


What are the new rules?

Under the new rules, you will receive Housing Benefit based on the number of people in your household and the size of your accommodation. The rules allow one bedroom for:

every adult couple (married or unmarried)

any other adult aged 16 or over

any two children of the same sex aged under 16

any two children aged under 10

any other child (other than a foster child or child whose main home is elsewhere)

children who can’t share because of a disability or medical condition

a carer (or team of carers) providing overnight care.


One spare bedroom is allowed for:

an approved foster carer who is between placements, but only for up to 52 weeks from the end of the last placement

a newly approved foster carer for up to 52 weeks from the date of approval if no child is placed with them during that time.


Rooms used by students and members of the armed or reserve forces will not be counted as ‘spare’ if they’re away and intend to return home.


In addition, you may be entitled to additional bedrooms if you have recently suffered a bereavement in the household.

If you are claiming Universal Credit, the rules about how your benefit is calculated are different.

Speak to your Coach at Jobcentre Plus to find out more.

What will change?

If you are affected then your council will let you know. They can also offer advice and support.

If you have extra bedrooms, it is possible that the amount of Housing Benefit you get to pay your rent could go down.

If you are assessed as having more bedrooms than is necessary for your household you will be considered to be under-occupying your accommodation.

Your eligible rent will be reduced by:

14% for one spare bedroom

25% for two or more spare bedrooms


If you are thinking of moving then it’s important you consider the new rules before you renew or agree a new tenancy agreement.


Making up any shortfall

To meet any shortfall in your rent, there are a number of options you could consider:

downsizing or ‘home swapping’ to a different sized property

finding a job or increasing your hours can make you better off

applying to your council for a Discretionary Housing Payment

Visit www.gov.uk/housing-benefit to find out more.

If you rent out a room

Additional income from renting out a room may affect your benefits. Your council or an advice organisation will be able to tell you more.

To find out more about being a resident landlord visit www.gov.uk/rent-room-in-your-home

Citizens Advice provides a useful online guide to renting out a room and whether your room will still be considered spare.

Go to www.adviceguide.org.uk and search for ‘taking in a lodger’.


To check a potential lodger’s suitability you can ask for:

a reference from their employer including information about pay references from previous landlords.

There is a range of additional checks available. If you decide to do these types of checks, you or your potential lodger may have to pay.


Search online to find out more about:

getting a reference from their bank or a credit reference checking if they have had any problems paying rent in the past or related financial issues checking for criminal convictions, visit www.gov.uk/ browse/employing-people/recruiting-hiring/criminal- record-disclosure


Citizens Advice Bureaux (CABx)

The CAB offers free, con dential advice face-to-face or by phone. Many CABx also offer home visits and some give email advice.www.citizensadvice.org.uk For England call 08444 111 444 For Scotland call 0808 800 9060 For Wales call 08444 77 20 20 TextRelay users should call 08444 111 4450844 numbers will be charged at five pence per minute from a BT landline and may cost considerably more from mobile and other phones.

Source: Department of Works & Pensions factsheet 'Housing Benefit Claimant Factsheet'


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